Debt Payoff Calculator
Compare debt avalanche and snowball payoff strategies to see how fast you can become debt-free and how much interest you'll save.
Your Debts
Credit Card 1
18.99% APR • Min: $150/mo
$5,000
Credit Card 2
22.99% APR • Min: $100/mo
$3,000
Car Loan
5.5% APR • Min: $350/mo
$15,000
Extra Monthly Payment
Total minimum payments: $600/month
Total Debt
$23,000
Monthly Payment
$800
Payoff Strategies
Avalanche Method
39 monthsTotal Interest:$3,224
Payoff Date:Jan 2030
Snowball Method
39 monthsTotal Interest:$3,224
Payoff Date:Jan 2030
Debt Distribution
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